Commercial Concrete & Construction Employees

According to CNBC, 63 percent of Americans don’t understand how a 401(k) works. If you fall into that category, now you know you’re not alone.

The problem is that if you don’t understand how this retirement savings plan works, there’s a good chance that you’re missing out on some valuable benefits.

That’s where we can help.

We’ll Help You Prepare for the Future

It’s important that you know about all the benefits you’re entitled to from your employer – otherwise you might be leaving a significant amount of money on the table. For example, many employers in your industry offer competitive and generous employer match opportunities that could make a big difference when planning for the future.

What Does a 403(b) or 401(k) Plan Offer?

These plans can help you build your retirement savings with features like:

• Automatic payroll deductions to help you make saving a habit
• Reduced taxable income, since your pre-tax contributions lower your taxable income
• Matched contributions from some employers, up to a certain percent (check with your benefits administrator)
• Long-term savings and growth potential across a variety of the plan’s investment options

(CLICK HERE for more from Principal®. *)

Working Together

Together we’ll go over your retirement options, taking into account what your employer is offering. We’ll create a savings plan that fits your lifestyle now and in the future.

CLICK HERE to make an appointment.

*This link is provided as a service to you, and will take you to a third party site not affiliated with Lincoln Financial Advisors. Lincoln Financial Advisors is not responsible for the content and does not guarantee the accuracy of any information or material contained therein.